Here’s Your Bank of America Routing Number (2024)

Here’s Your Bank of America Routing Number (1)

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Knowing your Bank of America, Member FDIC, routing number can save you time when you need to accomplish different banking tasks. But routing numbers can differ, depending on the state where your account was opened and the type of transaction you make. Here’s how to locate your bank routing number.

Bank of America Routing Numbers by State

Here’s a look at Bank of America’s routing numbers for each state:

StateElectronic Payment Routing NumberPaper Routing Number
Alabama051000017051000017
Alaska051000017051000017
Arizona122101706122101706
Arkansas082000073082000073
California121000358121000358
Colorado123103716123103716
Connecticut011900254011900571
Delaware031202084031202084
Florida, East063100277063000047
Florida, West063100277063100277
Georgia061000052061000052
Hawaii051000017051000017
Idaho123103716123103716
Illinois, South081904808081904808
Illinois, North071000505071000505
Illinois, Chicago Metro081904808071103619
Indiana071214579071214579
Iowa073000176073000176
Kansas101100045101100045
Kentucky064000020064000020
Louisiana051000017051000017
Maine011200365011200365
Maryland052001633052001633
Massachusetts011000138011000138
Michigan072000805072000805
Minnesota071214579071214579
Mississippi051000017051000017
Missouri East/St. Louis081000032081000032
Missouri East/Kansas City081000032101000035
Montana051000017051000017
Nebraska123103716123103716
Nevada122400724122400724
New Hampshire011400495011400495
New Jersey021200339021200339
New Mexico107000327107000327
New York021000322021000322
North Carolina053000196053000196
North Dakota051000017051000017
Ohio071214579071214579
Oklahoma103000017103000017
Oregon323070380323070380
Pennsylvania031202084031202084
Rhode Island011500010011500010
South Carolina053904483053904483
South Dakota051000017051000017
Tennessee064000020064000020
Texas, North111000025111000025
Texas, South111000025113000023
Utah123103716123103716
Vermont051000017051000017
Virginia051000017051000017
Washington125000024125000024
Washington, D.C.054001204054001204
West Virginia051000017051000017
Wisconsin123103716123103716
Wyoming051000017051000017

Bank of America uses two sets of routing numbers for electronic payments and paper transactions. Electronic payments include direct deposits, ACH transfers and automatic payments. Paper routing numbers appear at the bottom of checks; you can use them if you need to order new checks.

Sometimes, the electronic payment and paper routing numbers are the same, but that isn’t true for every state. Also, your routing number is dependent on the state you opened your account in. If you move to another state after opening your account, your routing number won’t change.

While the chart above lists the electronic payment and paper routing numbers, you can confirm which applies to you by logging in to your Bank of America account online or via the bank’s mobile app.

Bank of America Routing Number for Wire Transfers

Bank of America’s routing number and SWIFT codes for wire transfers are in the table below.

Type of TransferBank of America Wire Transfer Number
Wire transfer026009593 (routing number)
Incoming international wire in U.S. dollarsBOFAUS3N (SWIFT code)
Incoming international wire in foreign currencyBOFAUS6S (SWIFT code)

The routing number on a check differs from the one you use for wire transfers. Make sure you use the correct number so the funds will be credited correctly. Bank of America uses the same wire transfer routing number for all 50 states and Washington, D.C.

If you need to receive an international wire transfer, the sender may ask for your SWIFT code. A SWIFT code is a unique identifier that some banks and other entities use for international wire transfers. Bank of America has two SWIFT codes, and you’ll select the appropriate one depending on the money transfer currency.

A wire transfer is one of the fastest ways to transfer money to someone. The money is moved from one bank to another electronically, and you don’t need a check to complete the transaction. If you’re moving money abroad, you’re making an international transfer, and you might need to consider exchange rates when you complete the transaction.

How To Find Your Bank of America Routing Number on a Check

If you have aBank of America checking account, you can also find your routing number on a check — the check routing number is the first nine numbers in the lower left corner.

Here’s Your Bank of America Routing Number (5)

You might not have a check handy, however, so you can also call Bank of America at 800-432-1000 to find the routing number for your account.

How To Find Your Bank of America Routing Number Online

You can find your Bank of America routing number by logging in to your account through the Bank of America website or mobile app.

Online Banking

To find your routing number through the Bank of America website, follow these steps:

  1. Sign in to Bank of America’s online banking platform using your username and password.
  2. Once logged in, click on the Accounts tab. Next, select your checking or savings account.
  3. Select the Information and Services tab.
  4. Select “Show Account number.”
  5. Your routing numbers and bank account number will be displayed.

Mobile App

If you’d prefer to use the mobile app to locate your routing number, follow these steps:

  1. Log in to the Bank of America mobile banking app using your username and password.
  2. Select the checking or savings account you need routing information for.
  3. Scroll to the bottom of your account details until you see “Account Info.” Select “View” for your account and routing numbers.

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Does Bank of America Use IBANs?

Some international financial institutions use an IBAN, or international bank account number, as an identifier for wire transfers. IBANs can extend up to 34 alphabetic and numeric characters, depending on the location of the financial institution. However, the U.S. does not participate in the IBAN system, so Bank of America does not have IBANs.

However, if you send money internationally from your Bank of America account, your recipient may have an IBAN. If they do, you must include the IBAN in the details you provide Bank of America to facilitate the transfer. Your recipient can give you their IBAN, or you can contact the financial institution directly to obtain it.

What Is a Routing Number?

A bank routing number consists of nine digits identifying a financial institution in a transaction. The first four numbers are the Federal Reserve routing symbol, the following four are the ABA institution identifier, and the last is the check digit.

Banks Can Have Multiple Routing Numbers

Keep in mind that your check routing number will depend on where you opened your Bank of America account. Bank of America has branches in most U.S. states, and different states have different routing numbers, which makes processing easier and helps the bank manage accounts better.

For instance, Texas, Missouri, Illinois and Florida each have more than one routing number, so you should contact the bank or log in to your online account to find the correct number for your account. You can also use the chart above to find your Bank of America routing number. If you’re even just one number off, your funds might go to the wrong place.

How Is Your Bank Routing Number Used?

If you have a Bank of America account, you might need to know your bank routing number for various reasons. Here are some of the most common ones:

  • Making online or phone payments
  • Setting up automatic bill payments
  • Receiving direct deposit for payroll or Social Security benefits
  • Transferring money

Final Take

There are many reasons why you may need your Bank of America routing number, including making ACH payments and receiving direct deposits from your employer. Remember to select the appropriate routing number for your transaction, as Bank of America uses different routing numbers for various purposes. Routing numbers also differ from state to state.

Before providing a routing number to an employer, government agency or other entity, it’s a good idea to confirm its accuracy by logging in to your Bank of America account. That way, you’ll avoid any mistakes that could derail your transaction.

FAQ

  • How do I find my Bank of America routing number?
    • You can find your Bank of America routing number by logging in to your account via the Bank of America website or mobile banking app. Once logged in, select the appropriate account (checking or savings) to view your account information. You should see a list of routing numbers for different types of transactions, including electronic payments and paper checks.
  • Why do I need a routing number?
    • You may need your Bank of America routing number to set up direct deposit for payroll or Social Security benefits. You may also use your routing number to set up automatic payments for credit cards, utility bills or other financial transactions.
  • Can I find my Bank of America routing number on a check?
    • Yes, you can find your routing number on a paper check. Your routing number is the first nine-digit number on the bottom left of the check.
  • Does Bank of America use the same routing numbers for all accounts?
    • No. Bank of America routing numbers vary based on the state where you opened your checking or savings account and the type of financial transaction. If you're unsure of your routing number, log in to your account via the Bank of America website or mobile banking app.
  • Is 026009593 a Bank of America routing number?
    • While 026009593 is a Bank of America routing number, it is specifically for wire transfers. You cannot use 026009593 for electronic financial transactions like direct deposits or ACH transfers. If you're unsure of your Bank of America routing number, confirm it by logging in to your Bank of America account. You can also call Bank of America at 800-432-1000 for one-on-one assistance.

Cynthia Measom contributed to the reporting for this article.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

Here’s Your Bank of America Routing Number (2024)
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